Find 3 digit insurance codes

How do I find a 3-digit Insurance Code?

The NYS Department of Financial Services website (www.dfs.ny.gov) provides a list of NYS auto insurance company codes.  You can search for insurance companies by name or by their 3-digit code. The website provides additional information about auto insurance in New York State.

Cancel, reinstate, or change insurance coverage

What happens if I cancel, reinstate, or get new insurance?

Your insurance company must notify the DMV electronically if your insurance coverage is

Changes to my insurance policy

Do I need to report a change to my insurance to the DMV?

No. You don’t need to report a change, but your insurance company does. 

Your insurance company must notify the DMV electronically any time there is a change to your insurance coverage. This includes the following cases

Respond to DMV insurance letters and orders

I received an insurance 'letter' or 'order' from the DMV.  What can I do?

Read the letter or order (see a sample) carefully, answer it quickly, and contact your insurance company immediately.  If there is a problem, it is your responsibility to resolve it.  If you do not, the DMV can suspend your vehicle registration and driver license. 

Do not

Insurance lapses on sold vehicles

I sold a vehicle, and then I received a letter from the DMV about a lapse of insurance on the vehicle. What can I do? 

Bring the letter you received and proof that you sold the vehicle to a local DMV office. Proof that you sold the vehicle can be 

Insurance lapses on repossessed vehicles

My vehicle was repossessed. I received a letter from the DMV about a lapse of insurance on the vehicle. What can I do?

Mail these to the DMV

Insurance lapses on stolen vehicles

My vehicle was stolen and was not recovered. I received a letter from the DMV about a lapse of liability insurance. What can I do?

Report your stolen vehicle to the police immediately. From the police, get

Insurance lapses on impounded vehicles

My vehicle was impounded. I received a letter or order from the DMV about a lapse of auto liability insurance on the vehicle. What can I do?

Mail the letter from the DMV and proof that the vehicle was impounded to the DMV (our address is below). The proof of impoundment is a receipt from the agency that impounded the vehicle. The proof of impoundment must include all of the following

New York State Insurance Requirements

Do I need insurance? 

Yes. To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage.  If you do not maintain the coverage, the DMV can suspend your vehicle registration and your driver license. 


What kind of insurance do I need? 

New York law requires that you have auto liability insurance coverage. The minimum amount of liability coverage is

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