Important Notice on Proof of Insurance in an Electronic Format

NYS DMV Insurance Information & Enforcement System (IIES)
Important Information

April 29, 2015

 

Important Notice on Proof of Insurance in an Electronic Format

 

Recent changes to the NYS Department of Motor Vehicles Commissioner Regulations, Part 32, http://www.dos.ny.gov/info/nycrr.html now allows NYS motorists to provide proof of auto liability coverage (Insurance ID Cards) in a paper or electronic format. Proof of insurance is still required to be produced whenever a vehicle is operated.

Proof of insurance in an electronic format can now be used for motorists: acquiring registrations in DMV Offices; providing proof of insurance coverage during a traffic stop; providing proof of insurance coverage to a judge/justice/magistrate in response to a summons.

Certification testing is required for all insurance companies who wish to participate.

Specifications:

  • Information regarding insurance company testing and certification of proof in an electronic format must be obtained from [email protected]
  • Proof in an electronic format must meet the technical requirements set forth in Commissioner Rules & Regulations, Part 32, that are applicable to paper insurance ID cards (except as to those provisions which by their nature can have no application)
  • Proof in an electronic format must be capable of being displayed on a portable electronic device, as defined in paragraph (a) of subdivision two of section 1225-d of the Vehicle and Traffic Law
  • Insurance companies may provide proof of auto liability coverage in a paper or electronic format
  • If proof in an electronic format is provided, printed insurance ID cards may be delivered to the policyholder
  • Insurance companies that do provide proof in an electronic format must have approval from the named insured
  • Proof in an electronic format must be legible and able to be scanned by a 2D Bar code scanner for registration purposes
  • Electronic proof cannot be used on the following:
    • Temporary insurance ID cards
    • Entities that are self-insured
    • Fleet, dealer or transporter transactions

 

Benefits include:

  • Convenience to customers
  • Reduction of
    • Paper costs
    • Mailing costs
    • Personnel costs associated with producing & mailing cards
  • Possible reduction in court costs

Any questions regarding this amendment should be directed to [email protected]