Requirements and forms for Point and Insurance Reduction Program providers
What is the Point and Insurance Reduction Program (PIRP)?
The Point and Insurance Reduction Program is a DMV-approved course designed to teach motorists critical information about Highway Safety and Accident Prevention. The course, although commonly known as “PIRP,” is also known by several different names, including
- Motor Vehicle Accident Prevention Course
- 6-hour Defensive Driving Course
- I-PIRP (Internet Point and Insurance Reduction Program)
Motorists who successfully complete the course get a discount on their automobile insurance, and can “reduce” up to four points from their driving record.
DMV approves organizations or businesses to be sponsors of a PIRP course.
What are the requirements?
There are sponsor requirements and course requirements (see also Part 138 of the Commissioner's Regulations (PDF)).
The sponsor must prove ownership of their own course, plus identify all owners and persons with controlling authority in the organization.
The course must have been in use for at least two years and be proven to be effective. The course must include at least 320 minutes of instruction, and cover certain topics (such as concepts of collision prevention, alcohol and drug use as contributing to collisions, occupant restraints, risk factors associated with driver attitude and behavior, mental/physical condition of drivers, and traffic laws). The course can include audio/visual aids (media), but media time cannot exceed 25% of the total instruction time. A complete copy of the training program (with both instructor and student manuals, and copies of all media to be used) must be provided to DMV for review.
For more information or to request the application and other related forms, please contact:
New York State Department of Motor Vehicles
Bureau of Driver Training Programs
6 Empire State Plaza, Room 327
Albany, NY 12228
At the beginning of each course, PIRP delivery agencies and instructors must provide every student with a Departmental Statement (C-32A) explaining the benefits of point and insurance reduction.