If you receive an insurance 'Letter' or 'Order' from the DMV, read the letter or order (see a sample [2]) carefully, answer it quickly, and contact your insurance company immediately. If there is a problem, it is your responsibility to resolve it. If you do not, the DMV can suspend your vehicle registration and driver license.
Do not
Do
Your response to DMV insurance letters and orders must either
If you have insurance coverage, also ask your insurance company (do not ask your agent or broker) to file an electronic notice of insurance coverage with the DMV. 2
If you do not have insurance, or if it is about to expire and you don’t plan to replace it, you need to surrender your vehicle plates to the DMV [3] immediately. 3
The letter means your insurance company notified the DMV that your insurance coverage ended, and that no other company notified the DMV about new coverage.
If you have insurance, follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a notice of coverage with the DMV electronically.
If you do not have insurance, you need to surrender your vehicle registration and plates to the DMV immediately.
The letter means your insurance company notified the DMV that your insurance coverage ended, and that no other company notified the DMV about new coverage.
If you have insurance, follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a notice of coverage with the DMV electronically.
If you don’t have insurance, you need to surrender your vehicle registration and plates to the DMV immediately.
A driver license becomes suspended when the lapse is 91 days or more or if the time period of the lapse has not yet been determined. To determine the lapse period
Once the lapse is determined, the registration and, if the lapse period is 91 days or more, your driver license will also be suspended for the same number of days. The suspensions may not be effective on the same date. Therefore, you may serve the suspension on the driver license first or you may serve the suspension on the registration first. The suspension on the driver license will not end until you have paid the suspension termination fee [4] and have served the suspension.