New York State DMV
Published on New York DMV (https://dmv.ny.gov)

Home > Printer-friendly > Insurance

To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage. Learn about

  • New York State insurance requirements [1]


Changes to your insurance

  • Check your insurance status [2]
  • Changes to your insurance policy [3]
  • Provide proof of insurance [4]


Cancel insurance

You must surrender your plates before you end the vehicle's liability insurance coverage. 

  • Surrender (return) your plates to the DMV [5]
  • Moving out of state [6]


Insurance issues or suspensions

  • Respond to DMV insurance letters and orders [7]
  • Insurance lapse [8]
  • Pay insurance lapse civil penalty [9]
  • Pay a suspension termination fee [10]
  • Unsatisfied judgment [11]


More information

  • Find 3-digit insurance codes [12]
  • For-hire insurance [13]
  • Get crash/accident related insurance information [14]
  • Insurance rate and premiums [15]
  • Point and Insurance Reduction Program (PIRP) [16]